Financial Literacy
Financial Wellness
Financial Literacy is essential to making smart decisions during and after your time at York Technical College. This website is designed to provide foundational skills and strategies as you develop your financial wellness plan for personal and career growth. York Tech strives to keep tuition and costs as low as possible to make higher education and job training as affordable as possible. We're here to provide you with financial guidance and assistance to ensure that you've got what you need to enjoy a smooth, successful semester at the College. Find a wide range of resources below, including financial aid, payment plans, video resources, tuition and fees, scholarship information, and more.
Personal Finance Ecosystem
Figure 1 - Personal Finance Ecosystem
The Personal Finance Ecosystem was developed by the National Endowment for Financial Education (NEFE) to "provide a visual road map that lays out the foundations that underpin an individual’s state of financial well-being. It demonstrate financial education’s role in an individual’s financial well-being and within the broader environment" (NEFE, 2024). According to NEFE, the Personal Finance Ecosystem “provides context to the factors that influence financial well-being and manages expectations for what interventions and efforts aimed at influencing financial well-being realistically can achieve." (NEFE, 2024).
Visit National Endowment for Financial Education | NEFE to learn more about NEFE
Visit Defining the Personal Finance Ecosystem | NEFE for more information about the Personal Finance Ecosystem (Figure 1)
Foundations
Below you will find a catalog of short video resources for different topics within financial literacy. We hope you find each piece useful because a strong foundation for financial literacy changes lives.
General Information
Federal Loans
- Federal Direct Student Loans for Undergrads
- Tips on your federal student loans
- Federal Master Promissory Note for Subsidized/Unsubsidized loans
Private Loans
General Information
Credit Cards
- Credit Card Introduction - 1 min
- What is a credit card
- Best practices applying for credit cards
- Understanding Credit Card Statements
- Tips on Using a Credit Card
- Strategies for Reducing Credit Card Debt
Credit Scoring
Immersive Learning at YTC
At York Technical College, we offer a number of resources and opportunities to help students achieve success. Whatever your goal may look like, we are here to support you on your journey.
COL 101 - College Orientation: In this first year experience course, we help equip you with the essential tools for college, career, and lifelong financial success. In a module dedicated to financial aid and personal finances, you'll discover how to maintain eligibility for aid, budget, and build net worth.
BUS 101 - Introduction to Business: This course is a study of the nature of business activity in relation to the economic society, including how a business is owned, organized, managed, and controlled.
BAF 101 - Personal Finance: This course includes the practical applications of concepts and techniques used in managing personal finances. Major areas of study include financial planning, budgeting, credit use, housing, insurance, investments, and retirement planning.
At York Technical College are TRiO programs are referred to as PROMISE and STEM Scholars programs. The mission is to prepare, retain, transfer, and graduate its participants through academic, cultural, and personal support services, which provide a positive and motivational experience to ensure the success of our students. Various activities are offered throughout the year to help program participants explore financial literacy.
It's a fact that students who get involved in campus life are not only happier, but they're also more successful. A campus is its own world, and at York Tech, you'll have the chance to experience a wide range of activities and meet new people. Get ready to join the fun and add your unique personality to our campus culture! Various activities are offered throughout the year to help program participants explore financial literacy.
CASS provides professional counseling support and other services for students to help them address personal and academic obstacles, as well as the impacts of disability. While not offering direct Financial Literacy programming, we know financial challenges can impact both mental and environmental wellness. Student experiencing such issues, might find comfort talking with therapists.
We get it—paying out of pocket for college is not an option for everyone. In fact, paying for college may be one of the biggest stressors you face as you embark on your journey in higher education. That's why we're here to help you pay for school. We connect you with the financial resource assistance you need to achieve your academic and professional goals. The types of financial aid available include grants, scholarships, loans, a tuition payment plan, part-time employment, and Veterans' benefits.
Federal, State, and Local Resources
Financial resources are available at all levels. Below we have listed a series of resources provided federally, at the state level, and in our own community.
The FDIC Money Smart financial education program can help people of all ages enhance their financial skills and create positive banking relationships. First released in 2001 and regularly updated since then, Money Smart has a long track record of success.
The Financial Literacy Instruction is established to increase the knowledge of personal finance and investments among all school students. Financial literacy instruction shall be incorporated within current courses throughout the state in accordance with The Financial Literacy Instruction Act (59-29-410) established to amend Chapter 29, Title 59, Code of Laws of South Carolina, 1976.
While independent from York Technical College, several financial institutions in the Rock Hill area have generously offered to provide financial literacy, resources, and education to students at York Technical College. Students and their families are free to explore such off-campus financial providers and make their own decisions to use or not use such services.
SAP & Work Life Services is offered by MYgroup by McLaughlin Young. Click here for more information.